Legal

Terms of Use

Last updated July 2026.

About this site

TeacherRetirementHQ.com is an educational resource provided by HavenPoint Retirement Strategies, a licensed Texas retirement planning firm. This site is not affiliated with the Teacher Retirement System, any school district, or any government agency.

Educational content only

The guides, checklist, and FAQ on this site are provided for general educational purposes only. Nothing on this site constitutes personalized financial, tax, or legal advice, and nothing on this site should be relied upon as a guarantee of any specific outcome, return, or retirement benefit.

No guarantees

Pension formulas, account rules, and eligibility requirements vary by state, employer, and individual circumstances, and can change over time. This site makes no representation as to the accuracy of any figures for your specific situation. Always confirm details with your official pension system handbook, benefits office, or a qualified professional.

Complimentary review

The complimentary retirement review offered through this site is conducted by a HavenPoint Retirement Strategies retirement professional. Scheduling a review does not obligate you to purchase any product or service.

Use of this site

You agree to use this site only for lawful purposes and not to misrepresent your identity when submitting information through our forms.

Changes to these terms

We may update these terms from time to time. Continued use of this site after changes are posted constitutes acceptance of the updated terms.

Contact

Questions about these terms can be directed to us through our contact page.