Retirement information for educators, written by people who work with educators.
TeacherRetirementHQ.com exists because most public school employees are never given a clear explanation of how their pension, their 403(b), and any old retirement accounts actually fit together.
Why this site exists
Public school retirement systems are genuinely complicated. Between a defined-benefit pension, optional supplemental accounts like a 403(b) or 457, Social Security rules that treat educators differently than most workers, and accounts left behind at prior jobs, it's common for an educator to reach their fifties without a clear picture of where they stand.
This site was built to close that gap — with plain-language guides, an interactive checklist, and straightforward answers to the questions educators ask most often.
What this site is not
TeacherRetirementHQ.com is not a government website and is not affiliated with the Teacher Retirement System, any school district, or any state agency. Nothing on this site is a promise of a specific outcome, return, or benefit amount. Every guide here is general education, not personalized advice for your situation.
This site is maintained by HavenPoint Retirement Strategies, a licensed Texas retirement planning firm, as part of an ongoing effort to make retirement information more accessible to educators.
Complimentary reviews are conducted by a HavenPoint retirement professional.
Three things guide everything on this site.
Plain language, always
If a guide can't be explained the way you'd explain it to a friend, it gets rewritten until it can.
Education before any ask
Every guide, the checklist, and the FAQ are free to use whether or not you ever schedule a review.
No pressure, ever
A complimentary review is offered as an option — never a hard sell, never a countdown timer.
Have a question this site doesn't answer?
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